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FL license CCC1335466South & Central Florida

Palm Beach County

Roofing in Lake Worth Beach, FL

Lake Worth Beach is one of the few places in Palm Beach County where the roof on a small house can be a historic feature.

FL Certified Roofing Contractor CCC1335466

Its six historic districts cover most of the east side, from 1910s wood cottages in Old Lucerne to Mediterranean Revival homes in College Park, and many post-1930 houses were built with flat white concrete tile. In those districts, a new roof usually needs a Certificate of Appropriateness before the permit, and the City expects the original material or the closest match. Frances sent an 87 mph gust across the Lake Worth Pier in 2004. Here is what applies before your roofer orders material.

Your roof in Lake Worth Beach at a glance

Who issues roof permits
City of Lake Worth Beach Building Division (Department for Community Sustainability)1,2

Apply through the City's online portal with either the Lake Worth Beach application or the Palm Beach County universal permit application; if the house is in a City historic district, a missing Certificate of Appropriateness is one of the listed reasons plan review stalls.

Code that governs
Florida Building Code, 8th Edition (2023) — not in the HVHZ
Product approval
Florida Product Approval (FL number). A Miami-Dade NOA is not required here.
Design wind speed
Palm Beach County's own map of Florida Building Code 8th Edition (2023) wind speeds for Risk Category II buildings, which covers ordinary houses, splits the county into three north-south bands. Everything east of about Twenty Mile Bend uses 170 mph, including the coastal cities, Wellington, Royal Palm Beach, The Acreage and Jupiter Farms. The rural middle (J.W. Corbett and the western half of the Loxahatchee refuge) uses 160 mph. The Lake Okeechobee shore, such as Pahokee and South Bay, uses 150 mph. The county's expedited re-roof worksheet defaults to 170 mph unless the site value comes from the ASCE Hazard Tool. All of unincorporated Palm Beach County is inside the wind-borne debris region.3,4
Homes
Median home built in 1969. 87.6% of 17,949 homes were built before 2000; 46.7% are detached single-family houses.5
Neighborhoods
College Park · Old Lucerne · Northeast Lucerne · Southeast Lucerne · South Palm Park · Old Town

What is on the roofs in Lake Worth Beach

Lake Worth Beach was platted in 1912 and incorporated in 1913, and its six historic districts cover most of the east side between Dixie Highway and the Lake Worth Lagoon. The oldest houses are 1910s Frame Vernacular cottages, originally roofed in wood shingle, metal shingle or rolled roofing. Post-1930 Masonry Vernacular homes typically wore hip roofs of flat white concrete tile, occasionally asbestos shingle or white glazed barrel tile, and College Park holds the city's largest group of Mediterranean Revival and Mission Revival houses.6

Local rules and history that affect your roof

  • The City has six local historic districts: College Park, Northeast Lucerne, Old Lucerne, Old Town, Southeast Lucerne and South Palm Park. A Certificate of Appropriateness is typically required for exterior alterations there, and the City's design guidelines say not to order any products until both the COA and the building permit are issued.6,7
  • For a historic roof, the guidelines say the right replacement is the same material as the original, or the closest match if it is no longer made. Swapping to something that does not match, coating a roof that was never coated, or adding skylights and vents that change the roofline is flagged as not recommended and can send the job to the Historic Resources Preservation Board.6
  • In 1925 the town re-platted parts of Northeast Lucerne and other sections into 25-foot lots, instead of 50 or 75 feet. That is why many of its houses are small, one-story and packed close together, which can leave little room for staging tile and debris during a re-roof.6
  • The city's guidelines note that the late-1920s land bust and the hurricanes of 1926 and 1928 nearly stopped construction; Northeast Lucerne has few buildings from 1928 through 1937, and the next building boom came after World War II.6

Storms that hit here

  • Frances (2004). The C-MAN weather station on the Lake Worth Pier measured an 87 mph peak gust during Frances. Wind damage to house roofs was greatest in Palm Beach County, where the NWS counted inland damage to about 15,000 houses.8

What this means for a re-roof in Lake Worth Beach

How old the houses are. The median home in Lake Worth Beach was built in 1969; 87.6% of its 17,949 homes predate 2000 and 4.8% were built in 2010 or later. So most houses here went up before Florida’s first statewide building code took effect on March 1, 2002.5,9,10,11

Pre-2002 wood-deck houses. When the old covering comes off, the deck gets re-nailed to current code and a secondary water barrier goes on; in the wind-borne debris region, insured homes of $300,000+ may also need roof-to-wall connections (capped at 15% of the re-roof cost).9,10,11

Repair or replace. Replacing 25% or more of a roof section in 12 months generally means redoing the section to current code — unless that roof was built or replaced under the 2007 code or later.10,11,12,13

Product approval. This area is outside the HVHZ, so roofing products need Florida Product Approval (an FL number you can look up at floridabuilding.org); a Miami-Dade NOA is not required.12,14,15,16,17

Roof age and insurance. An insurer can’t refuse a policy just because the roof is under 15 years old. If it is 15 or older, you can get an inspection first; at least 5 years of remaining life means age alone isn’t grounds to refuse.18

Nearby areas

Sources

Facts on this page come from these public sources. Last checked September 2026.

  1. 1.Building Permits — City of Lake Worth Beach
  2. 2.Building Division brochure — City of Lake Worth Beach
  3. 3.Figure 1609.3(1) Ultimate Design Wind Speeds, Risk Category II Buildings (Palm Beach County amendments to the FBC 8th Edition, 2023) — Palm Beach County Planning, Zoning & Building
  4. 4.Expedited Re-Roof Worksheet and SFD Detached Reroofing Permit Checklist (PB-O-131, Attachments A and B) — Palm Beach County Building Division
  5. 5.American Community Survey 2020–2024 5-year estimates (tables B25035, B25034, B25024, B25003) — U.S. Census Bureau, via Census Reporter
  6. 6.Historic Preservation Design Guidelines — City of Lake Worth Beach
  7. 7.Historic Preservation — City of Lake Worth Beach
  8. 8.Hurricane Frances — NWS Miami
  9. 9.Florida Building Code Effective Dates — Florida Building Commission (floridabuilding.org)
  10. 10.2023 Florida Building Code, Existing Building, 8th ed., Chapter 7 (Section 706 Existing Roofing) — UpCodes (text of the Florida Building Code)
  11. 11.Florida Statutes 553.844, Windstorm loss mitigation; requirements for roofs and opening protection (2026) — Florida Legislature
  12. 12.2023 Florida Building Code, Building, 8th ed., Chapter 15 Roof Assemblies and Rooftop Structures (Sections 1511-1525) — UpCodes (text of the Florida Building Code)
  13. 13.SB 4-D (2022 Special Session D): Building Safety, Chapter 2022-269 — The Florida Senate
  14. 14.2023 Florida Building Code, Building, 8th ed., Chapter 2 Definitions (High Velocity Hurricane Zone; Wind-Borne Debris Region) — UpCodes (text of the Florida Building Code)
  15. 15.Florida Statutes 553.842, Product evaluation and approval (2026) — Florida Legislature
  16. 16.Rule Chapter 61G20-3, Product Approval — Florida Administrative Code (flrules.org)
  17. 17.Product Approval: Product or Application Search — Florida Building Commission (floridabuilding.org)
  18. 18.Florida Statutes 627.7011 (2026): Homeowners' policies; offer of replacement cost coverage and law and ordinance coverage — The Florida Legislature
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