High-Velocity Hurricane Zone (HVHZ)
Roofing in Broward County, FL
Broward sits inside Florida's High-Velocity Hurricane Zone, the same strict wind rules as Miami-Dade.
FL Certified Roofing Contractor CCC1335466
Houses here are designed for 170 mph winds, roofing products need an HVHZ approval such as a Miami-Dade NOA, and any roof covering job over $1,500 needs a permit. Broward also has something most counties don't: its own Board of Rules and Appeals, which writes the county's amendments to the Florida Building Code and certifies the roofing inspectors who check your work. Katrina came ashore at the county line in 2005 and Wilma followed two months later. If you own a roof between the ocean and the Everglades, here is who permits it, what code governs it, and which storms tested it.
Cities we have local pages for in Broward County
Broward County at a glance
- Roof permits outside city limits
- Broward County Building Code Division (Broward Municipal Services District)1
Inside a city, the city’s own building department issues the permit.
- Code that governs
- Florida Building Code, 8th Edition (2023), including the HVHZ roofing chapters (Sections 1512–1525)
- Product approval
- Broward is one of the two High-Velocity Hurricane Zone (HVHZ) counties. Roof coverings, underlayments and accessories need a product approval valid for the HVHZ: a Miami-Dade NOA (Notice of Acceptance) or a Florida Product Approval listed for HVHZ use. The roofing permit application must attach pages from that approval: the front page, the specific system description, its limitations and the detail drawings.
- Design wind speed
- Broward is in the High-Velocity Hurricane Zone, so Section 1620.2 of the Florida Building Code, 8th Edition (2023), fixes one design wind speed for the whole county instead of using the map: 170 mph for Risk Category II buildings, which covers houses. Your roof's actual uplift pressures also depend on its height, shape and the roof zone (corners and edges see the most), so the permit drawings or product approval set the fastening, not the map number alone.2
- Homes
- 866,019 homes; median built in 1980; 82.3% built before 2000; 40% detached single-family houses.3
What is on the roofs in Broward County
Most Broward houses went up after World War II, when the county turned from farmland into suburbs and building pushed west toward the Everglades. Homes permitted from 1971 until March 1, 2002 were built under the South Florida Building Code, Broward Edition; anything newer was built under the Florida Building Code. The county's HVHZ roofing permit form is organized around the roofs you actually see here: low-slope and built-up flat roofs, asphalt shingles, concrete and clay tile, and metal.4,5,6,7
Rules, history and conditions that affect roofs here
- Broward has its own Board of Rules and Appeals (BORA). It was created by a 1971 special act of the Legislature (Chapter 71-575) and written into the county charter by referendum on March 9, 1976. It has 13 voting members from the trades, and one seat belongs to a roofing contractor.5,8,9
- BORA adopts Broward's local amendments to the Florida Building Code, hears appeals when someone disputes a building official's decision, and issues formal interpretations that building departments across the county follow. Its amendments to the 8th Edition were passed on October 12, 2023 and took effect December 31, 2023.10,11
- Where you live decides who permits your roof. Broward County's Building Code Division handles the Broward Municipal Services District (unincorporated Broward) and the cities that contract with it; most cities run their own building departments, so check with your city first.1
- Broward's administrative chapter of the code requires a permit for any roof covering work over $1,500. Maintenance or repair of a roof covering at or under $1,500, as determined by the building official, does not need one.12
- In Broward, the inspector who signs off your roof must be certified by BORA as a roofing inspector, and the rules require at least two years of experience inside the HVHZ or a pass on BORA's HVHZ exam.13
- A tile roof permit uses the High-Velocity Hurricane Zone Uniform Permit Application, which for concrete or clay tile adds a tile section and design calculations under RAS 127 or RAS 128. A re-roof also requires the Owner's Notification for Roofing Considerations, a form you sign.7
- After a declared state of emergency for a natural disaster, Florida law (s. 553.7922), repeated in Broward's code, requires local governments to expedite permits that don't need technical review. Roof repairs and re-roofing are named in the list.12
Storms that shaped these roofs
- Katrina (2005). On August 25, 2005, Katrina made its first U.S. landfall as a Category 1 hurricane near the Miami-Dade/Broward county line. Fort Lauderdale's airport recorded a 71-knot gust, and three of Florida's deaths were caused by trees falling in Broward.14
- Wilma (2005). Wilma crossed the peninsula on October 24, 2005, after landfall near Cape Romano. The National Hurricane Center concluded parts of Broward likely had Category 2 conditions with gusts near 100 knots; the Pompano Beach airport sensor quit at 72 knots sustained. Its report lists extensive roof damage across South Florida.15
- Irma (2017). Irma landed in the Keys and at Marco Island on September 10, 2017, but its wind field covered Broward: Deerfield Beach measured a 97-knot gust, most inland stations in the Miami-Dade and Broward metro area reported sustained winds just below hurricane force, and coastal Broward saw 2 to 4 feet of inundation.16
What this means for a re-roof in Broward County
How old the houses are. The median home in Broward County was built in 1980; 82.3% of its 866,019 homes predate 2000 and 6.9% were built in 2010 or later. So most houses here went up before Florida’s first statewide building code took effect on March 1, 2002.3,17,18,19
Pre-2002 wood-deck houses. When the old covering comes off, the deck gets re-nailed to current code and a secondary water barrier goes on; in the wind-borne debris region, insured homes of $300,000+ may also need roof-to-wall connections (capped at 15% of the re-roof cost).17,18,19
Repair or replace. Replacing 25% or more of a roof section in 12 months generally means redoing the section to current code — unless that roof was built or replaced under the 2007 code or later.18,19,20,21
Product approval. In the HVHZ every roofing component needs a current product approval — a Miami-Dade NOA or a Florida approval listed for HVHZ use. Ask for the numbers and look them up yourself.20,22
Roof age and insurance. An insurer can’t refuse a policy just because the roof is under 15 years old. If it is 15 or older, you can get an inspection first; at least 5 years of remaining life means age alone isn’t grounds to refuse.23
Sources
Facts on this page come from these public sources. Last checked September 2026.
- 1.Building Code Division — Broward County
- 2.2023 Florida Building Code, Building, 8th ed., Chapter 16 Structural Design (Sections 1609.3, 1620, 1626) — UpCodes (text of the Florida Building Code)
- 3.American Community Survey 2020–2024 5-year estimates (tables B25035, B25034, B25024, B25003) — U.S. Census Bureau, via Census Reporter
- 4.Broward County, Florida — Wikipedia
- 5.Chapter 71-575, Special Acts, Laws of Florida — Broward County Board of Rules and Appeals (Municode)
- 6.Florida Building Code, Broward County Amendments, Chapter 1, Sections 101-102 (SFBC definition; March 1, 2002 FBC date) — Broward County Board of Rules and Appeals (Municode)
- 7.Section 1525, High-Velocity Hurricane Zone Uniform Permit Application Form (FBC 8th Edition, 2023) — City of Pompano Beach (Florida Building Code form)
- 8.Florida Building Code, Broward County Amendments, Chapter 1, Section 113: Board of Rules and Appeals — Broward County Board of Rules and Appeals (Municode)
- 9.Board of Rules and Appeals: board details and membership — Broward County (Granicus)
- 10.Board of Rules and Appeals — Broward County
- 11.Broward County Local Amendments to the 8th Edition (2023) Florida Building Code, Residential (transmittal letter, Dec. 12, 2023) — Broward County Board of Rules and Appeals via Florida Building Commission
- 12.Florida Building Code, Broward County Amendments, Chapter 1, Section 105: Permits — Broward County Board of Rules and Appeals (Municode)
- 13.Florida Building Code, Broward County Amendments, Chapter 1, Section 104 (Roofing Inspector) — Broward County Board of Rules and Appeals (Municode)
- 14.Tropical Cyclone Report: Hurricane Katrina — NOAA National Hurricane Center
- 15.Tropical Cyclone Report: Hurricane Wilma — NOAA National Hurricane Center
- 16.Tropical Cyclone Report: Hurricane Irma — NOAA National Hurricane Center
- 17.Florida Building Code Effective Dates — Florida Building Commission (floridabuilding.org)
- 18.2023 Florida Building Code, Existing Building, 8th ed., Chapter 7 (Section 706 Existing Roofing) — UpCodes (text of the Florida Building Code)
- 19.Florida Statutes 553.844, Windstorm loss mitigation; requirements for roofs and opening protection (2026) — Florida Legislature
- 20.2023 Florida Building Code, Building, 8th ed., Chapter 15 Roof Assemblies and Rooftop Structures (Sections 1511-1525) — UpCodes (text of the Florida Building Code)
- 21.SB 4-D (2022 Special Session D): Building Safety, Chapter 2022-269 — The Florida Senate
- 22.Product Control Search — Miami-Dade County
- 23.Florida Statutes 627.7011 (2026): Homeowners' policies; offer of replacement cost coverage and law and ordinance coverage — The Florida Legislature
