Miami-Dade County · High-Velocity Hurricane Zone
Roofing in Miami Gardens, FL
Miami Gardens is a young city with an older housing stock.
FL Certified Roofing Contractor CCC1335466
It incorporated in 2003 by joining seven unincorporated communities, among them Carol City, Norland and Scott Lake, yet the city estimates that about three of every four homes were built between 1950 and 1979. Most are single-family houses. Permits and inspections run through the city's Building Services Department, which spells out every roofing inspection on its fee sheet. If your house dates from those decades, your next re-roof has to meet today's High-Velocity Hurricane Zone rules, not the ones it was built under.
Your roof in Miami Gardens at a glance
- Who issues roof permits
- City of Miami Gardens Building Services Department (Building Division)1,2
Roof permits (new roof, re-roof, repair or recover) are issued by the city, not the county: apply online through CMG Customer Self Service (CSS) or at 18605 NW 27th Avenue; the city's 2020 roofing fee sheet sets a $138.25 minimum.
- Code that governs
- Florida Building Code, 8th Edition (2023), including the High-Velocity Hurricane Zone (HVHZ) chapters
- Product approval
- Miami-Dade NOA, or a Florida Product Approval listed for HVHZ use, for every roof component.
- Design wind speed
- Miami-Dade sits in the High Velocity Hurricane Zone (HVHZ). Florida Building Code 8th Edition (2023) section 1620.2 sets one design wind speed for the whole county instead of a map range: 175 mph (3-second gust) for homes and other Risk Category II buildings, and 186 mph for Risk Category III.3,4
- Homes
- Median home built in 1970. 86.7% of 37,003 homes were built before 2000; 66.9% are detached single-family houses.5
- Neighborhoods
- Carol City · Norland · Scott Lake · Andover · Bunche Park · Lake Lucerne · Opa-locka North
What is on the roofs in Miami Gardens
Most of Miami Gardens was built before it was a city. The city's 2016 Housing Element (2014 data) estimates that about 53% of its housing was built between 1950 and 1969 and about 73% between 1950 and 1979, when these neighborhoods were still unincorporated Carol City, Norland, Scott Lake and their neighbors. Single-family homes make up roughly 72% of housing units, and most of those houses were designed decades before the 1994 South Florida Building Code.6
Local rules and history that affect your roof
- Miami Gardens incorporated on May 13, 2003, joining seven formerly unincorporated communities: Andover, Bunche Park, Carol City, Lake Lucerne, Norland, Opa-locka North and Scott Lake. The city has issued permits only since 2003; earlier permits were issued by Miami-Dade County.6,7
- The city's 2020 roofing fee sheet lists required inspections by roof type. Shingle: tin cap, shingle in progress, final. Flat (low slope): tin cap, mop in progress, final. Tile: tin cap, mop in progress, tile in progress, final. Mortar-set tile: sheathing, tin cap, tile in progress, final, plus a pull test before the final. Metal: in progress, final.2
- Slope limits on the city's 2020 roofing sheet: shingles need at least a 2:12 pitch, and a gravel-surfaced flat roof can be no steeper than 3:12. Tile and metal roofs follow the pitch range in their Miami-Dade Notice of Acceptance (NOA), which must be submitted with the permit and posted at the job site.2
- Miami Gardens treats an expired permit as a violation against the property, and the current owner is responsible for closing it. If you are buying an older house, check it for open or expired roof permits; and a contractor with expired permits elsewhere in the city may not be able to pull a permit for your job.8
Storms that hit here
- Wilma (2005). During Wilma, the weather sensor at nearby Opa-locka Airport stopped reporting at 74 knots sustained (about 85 mph), and the National Hurricane Center says higher winds likely occurred there after it failed.9
- Irma (2017). Irma brought sustained winds just below hurricane force to nearly all of the inland metro area; Opa-locka Airport measured 56 knots with a 74-knot gust. A rain gauge at Carol City 2 NW recorded 8.00 inches of rain during the storm.10
What this means for a re-roof in Miami Gardens
How old the houses are. The median home in Miami Gardens was built in 1970; 86.7% of its 37,003 homes predate 2000 and 5.8% were built in 2010 or later. So most houses here went up before Florida’s first statewide building code took effect on March 1, 2002.5,11,12,13
Pre-2002 wood-deck houses. When the old covering comes off, the deck gets re-nailed to current code and a secondary water barrier goes on; in the wind-borne debris region, insured homes of $300,000+ may also need roof-to-wall connections (capped at 15% of the re-roof cost).11,12,13
Repair or replace. Replacing 25% or more of a roof section in 12 months generally means redoing the section to current code — unless that roof was built or replaced under the 2007 code or later.12,13,14,15
Product approval. In the HVHZ every roofing component needs a current product approval — a Miami-Dade NOA or a Florida approval listed for HVHZ use. Ask for the numbers and look them up yourself.14,16
Roof age and insurance. An insurer can’t refuse a policy just because the roof is under 15 years old. If it is 15 or older, you can get an inspection first; at least 5 years of remaining life means age alone isn’t grounds to refuse.17
Roofing services in Miami Gardens
Nearby areas
Sources
Facts on this page come from these public sources. Last checked September 2026.
- 1.Building Services — City of Miami Gardens
- 2.Roofing Permit Fee Sheet (revised 12/03/2020) — City of Miami Gardens Building Services Division
- 3.2023 FBC Building, 8th ed., Section 1620 High-Velocity Hurricane Zones — Wind Loads — UpCodes (Florida Building Code text)
- 4.Benchmarks set for code-related approval of building products — Miami-Dade County
- 5.American Community Survey 2020–2024 5-year estimates (tables B25035, B25034, B25024, B25003) — U.S. Census Bureau, via Census Reporter
- 6.Comprehensive Development Master Plan, Housing Element: Data, Inventory & Analysis (December 2016) — City of Miami Gardens
- 7.City of Miami Gardens Community Background Report — Florida International University for the Miami-Dade TPO
- 8.Building Division FAQs — City of Miami Gardens
- 9.Tropical Cyclone Report: Hurricane Wilma — NOAA National Hurricane Center
- 10.Tropical Cyclone Report: Hurricane Irma — NOAA National Hurricane Center
- 11.Florida Building Code Effective Dates — Florida Building Commission (floridabuilding.org)
- 12.2023 Florida Building Code, Existing Building, 8th ed., Chapter 7 (Section 706 Existing Roofing) — UpCodes (text of the Florida Building Code)
- 13.Florida Statutes 553.844, Windstorm loss mitigation; requirements for roofs and opening protection (2026) — Florida Legislature
- 14.2023 Florida Building Code, Building, 8th ed., Chapter 15 Roof Assemblies and Rooftop Structures (Sections 1511-1525) — UpCodes (text of the Florida Building Code)
- 15.SB 4-D (2022 Special Session D): Building Safety, Chapter 2022-269 — The Florida Senate
- 16.Product Control Search — Miami-Dade County
- 17.Florida Statutes 627.7011 (2026): Homeowners' policies; offer of replacement cost coverage and law and ordinance coverage — The Florida Legislature
