Metal Roof Cost in Florida (2026)

The table on this page lists typical ranges from public sources, not a quote. Each row keeps the publisher’s unit, place and date, and nothing is averaged. Metal has the widest spread of any roof type, and most of it comes from one choice: the panel.

What the published numbers say, and where they disagree

HomeAdvisor lists $6,300 to $28,000 for a metal roof of 2,000 square feet in Florida, with a Florida average of about $15,225.¹ Angi, the same company, gives two different Florida figures on two of its own pages: about $12,000 on its metal roof page² and about $22,700 on its metal-versus-shingle page.³ Count Angi and HomeAdvisor as one source family, not three confirmations.

This Old House’s Florida page says about $7.75 per square foot,⁴ while its national metal page says about $29.⁵

Closer to the ground, a Central Florida roofer quoted by WFTV put metal at $8 to $14 per square foot.⁶ PITCH Roofing, a Florida roofer, publishes $7 to $12 for 5V and $15 to $35 for standing seam.⁷ A Central Florida metal supplier says $9,000 to $15,000 for 5V crimp on a roof of about 1,500 square feet, materials and labor included.⁸

For Miami, HomeAdvisor puts roof replacement of any material at $10,250 to $21,200.¹

What drives a metal roof price in Florida

Panel type. Exposed-fastener 5V crimp is the budget option. Standing seam hides its fasteners and costs more.⁹⁷ 5V has an upkeep cost too: one Florida roofer says its fasteners loosen and need new, larger ones every 5 to 10 years.⁷

Metal and gauge. Near salt water, aluminum is often recommended because it resists corrosion, and galvalume resists it better than galvanized steel. Corten steel is not suitable for tropical or coastal areas. Thicker metal, meaning a lower gauge number, costs more; most homes use 24- or 26-gauge.⁹

Tear-off and the deck. Removing and hauling away the old roof runs $1,000 to $5,000, and deck repair $2 to $5 per square foot, nationally.² If your wood-deck house was permitted before the Florida Building Code took effect on March 1, 2002,¹⁰ a re-roof must bring the deck’s nailing up to code and add a secondary water barrier.¹¹ In the wind-borne debris region, meaning anywhere the design wind speed is 140 mph or more (all of Miami-Dade and Broward and much of South Florida’s coast) or within a mile of the coast at 130 mph or more,¹²¹³ a pre-code wood-deck home insured for $300,000 or more (or a $300,000 just value if uninsured) also needs stronger roof-to-wall connections. That work is capped at 15% of the re-roof cost: $3,000 on a $20,000 job.¹¹

Underlayment. Under metal, the current code gives three options: self-adhered membrane over the whole deck; taped deck joints under a full layer of underlayment; or two lapped layers.¹⁴ Ask which one you are being quoted.

The HVHZ. In Miami-Dade and Broward, every roofing component needs a current product approval, and metal must pass the TAS 100 wind-driven rain test to be approved.¹⁵ Outside those two counties, the HVHZ rules do not apply; products need Florida Product Approval instead.¹²¹⁶

Shape and height. Published ranges assume a simple, typical roof. Hips, valleys, extra stories and a steep pitch mean more cuts, trim and labor.

Permit fees: the published formulas

The math uses a 2,000-sq-ft roof or a $20,000 contract, a figure inside HomeAdvisor’s Florida range used only for arithmetic.

• Unincorporated Miami-Dade: metal is not listed separately, so it falls under “shingle and other roof types not listed”: $0.11 per sq ft, overhangs included, $147 minimum. 2,000 × $0.11 = $220. Add a 7.5% county surcharge, state surcharges of 1% and 1.5% ($2 minimum each) and a $65 up-front fee. A hardening pilot for existing homes charges $0.100 per sq ft ($200) with a $25 up-front fee.¹⁷
• City of Miami: 0.50% of construction cost is $100, below the $110 minimum, so the fee is $110. Solid-waste surcharge of $0.22 per $100: $44. Up-front fee of $2.80 per $1,000: $56. State and county surcharges are extra.¹⁸
• Fort Lauderdale: 1.75% of construction cost, $131 minimum: $350. Add 2.5% of that for two state funds, a $5 lien-law fee and $0.52 per $1,000 for Broward’s board ($10.40).¹⁹
• Miramar: 1.75% of cost, $75 minimum: $350. Plan examination is listed at 0.75% ($150), plus an 8% city surcharge, state surcharges and a Broward fee.²⁰

Schedules change yearly; confirm before you budget.

How long metal lasts, and what that means for cost

PITCH Roofing gives standing seam 40 to 70 years and 5V 30 to 50.⁷ Mid Florida Metal Roofing Supply gives 5V 40 to 60 years in Central Florida.⁸ HomeGuide says corrugated metal lasts 30 to 50 years in humid climates and standing seam longer.⁹ Compare that with 12 to 18 years for asphalt shingles in Florida, per This Old House.⁴ See our shingle and tile guides.

Insurance: roof age and the roof deductible

Florida insurers cannot refuse or nonrenew a policy only because a roof is under 15 years old. At 15 years or more, you may get an inspection at your own cost; if it shows at least 5 years of life left, age alone cannot be the reason.²¹ Citizens asks for that proof on metal roofs older than 50 years.²²

Some policies carry a separate roof deductible of up to 2% of Coverage A or 50% of the roof’s replacement cost, whichever is less. It cannot apply to hurricane losses.²³

How to compare metal quotes

• Check the license on the state’s free DBPR search.²⁴
• Every Florida residential roof contract must include a notice that the contractor cannot offer rebates or waive your deductible; without it, you can void the contract within 10 days. It must also tell you, in bold 14-point type, to call your insurer before signing if a claim is involved.²⁵
• Over $2,500, the contract must include the Construction Recovery Fund notice.²⁶
• A written quote should name the panel profile, the metal and gauge, exposed or concealed fasteners, the NOA or FL number, the underlayment option, the tear-off, the deck renailing, a unit price for rotten wood, the permit and inspections, and the warranty.

Our own price comes after we measure your roof. Start with a free estimate, read how a metal roof replacement works, or contact us.