Central Florida · outside the HVHZ
Roofing in Brevard County, FL
Nearly all of Brevard County designs for at least 140 mph winds, which puts virtually the whole county in the wind-borne debris region.
FL Certified Roofing Contractor CCC1335466
The 150 mph line cuts across the south. Frances and Jeanne battered the county in 2004, Irma damaged more than 7,000 Brevard homes in 2017, and Milton left the state near Cape Canaveral in 2024. Your permit office depends on where you live. Palm Bay, Melbourne and Titusville each run their own building departments. Unincorporated areas go to the county, where only licensed contractors can file online and owner-builders must apply in person. After a declared emergency, the county aims to issue reroof permits within three business days.
Brevard County at a glance
- Roof permits outside city limits
- Brevard County Planning and Development, Building Permits1
Inside a city, the city’s own building department issues the permit.
- Code that governs
- Florida Building Code, 8th Edition (2023). The HVHZ chapters do not apply here.
- Product approval
- Roofing products installed in Brevard County need Florida Product Approval (the statewide list at floridabuilding.org) or local approval by the building official, and the work follows the Florida Building Code, 8th Edition (2023). Brevard County is not in the High-Velocity Hurricane Zone, which covers only Miami-Dade and Broward, so Miami-Dade NOAs and HVHZ rules do not apply here.
- Design wind speed
- On the state's county map for the 2023 Florida Building Code (Figure 1609.3(1), Risk Category II), nearly all of Brevard is east of the 140 mph contour; only a narrow strip along the northwest edge, west of Mims, falls just under 140. The north half, including Titusville, lies between the 140 and 150 mph lines. The 150 mph line cuts across south-central Brevard, so the southern coastal strip east of it sits between the 150 and 160 mph lines, close to 150. Brevard County also offers an address-searchable wind speed map for each Risk Category. Peninsula wind speeds have not changed since the 2010 code.2,3,4
- Homes
- 299,305 homes; median built in 1988; 70.4% built before 2000; 65.9% detached single-family houses.5
What is on the roofs in Brevard County
Brevard's largest city grew out of one land company. In 1959, General Development Corporation bought and platted large tracts for Port Malabar, and Palm Bay incorporated in January 1960. GDC laid out many of the streets and sold and built many of the homes, until the company went bankrupt in 1991. The rest of the county stretches along the barrier islands and the Indian River Lagoon, from Titusville, the official county seat, to the secondary government center built in 1989 at Viera.6,7
Rules, history and conditions that affect roofs here
- Brevard County's Building Permits office covers only unincorporated areas. Online permitting is open only to licensed contractors. If you are pulling an owner-builder permit, you must file in person, so call (321) 633-2187 to schedule an appointment.1
- After a declared emergency, Brevard County expedites permits that need no technical review, including roof repairs and reroofing, and expects to process them within 3 business days, as Florida Statute 553.7922 requires. Under county policy BCC-50, the County Manager can also waive storm-repair permit fees when an owner shows financial hardship and has no insurance or other help.1
- The state wind map puts every area with a design speed of 140 mph or more in the wind-borne debris region. Nearly all of Brevard is at or above 140 mph, so virtually the whole county is inside it. There, Section 1609.1.2 of the code requires glazed openings, such as windows and glass doors, to be impact-resistant or covered by an approved impact-resistant protection. Opening protection is also one of the items recorded on the state wind-mitigation inspection form (OIR-B1-1802).2,8,9,10
- Palm Bay's Building Department moved all permit applications to its ePermitHub Digital Plan Room on March 3, 2025. Applications filed on or after Dec. 31, 2023 must meet the 2023 Florida Building Code, 8th Edition. If your lot backs onto a Melbourne-Tillman canal, the city will not issue a permit that needs temporary access to the canal right-of-way until you have a permit from the Melbourne-Tillman Water Control District.11
- Melbourne and Titusville also permit their own roofs. Melbourne's Building Section uses the city's EnerGov self-service portal, and Titusville's building department keeps a separate roofing permit application.12,13
Storms that shaped these roofs
- Frances and Jeanne (2004). Frances and Jeanne both landed on Hutchinson Island in September 2004, three weeks apart, south of Brevard. The NWS estimated Frances's storm surge at about 6 feet around Cocoa Beach. During Jeanne, the Melbourne NWS office measured sustained winds of 91 mph, and the eyewall dropped 11 to 13 inches of rain over Brevard.14,15
- Irma (2017). Irma damaged more than 7,000 homes in Brevard in September 2017, and 450 of them were destroyed or suffered major damage. An EF-2 tornado in Mims caused severe roof damage to numerous homes, and an EF-1 tornado damaged homes and a church on Merritt Island.16
- Milton (2024). Milton's center moved back over the Atlantic near Cape Canaveral early on Oct. 10, 2024. The Cape Canaveral Skid Strip recorded a 74-mph gust.17
Klear Sky Roofing is based in Miami-Dade and takes roofing work in Brevard County. We add a city page once we have done work there and have local photos to show. Call to check scheduling for your address.
What this means for a re-roof in Brevard County
How old the houses are. The median home in Brevard County was built in 1988; 70.4% of its 299,305 homes predate 2000 and 10.9% were built in 2010 or later. So most houses here went up before Florida’s first statewide building code took effect on March 1, 2002.5,18,19,20
Pre-2002 wood-deck houses. When the old covering comes off, the deck gets re-nailed to current code and a secondary water barrier goes on; in the wind-borne debris region, insured homes of $300,000+ may also need roof-to-wall connections (capped at 15% of the re-roof cost).18,19,20
Repair or replace. Replacing 25% or more of a roof section in 12 months generally means redoing the section to current code — unless that roof was built or replaced under the 2007 code or later.19,20,21,22
Product approval. This area is outside the HVHZ, so roofing products need Florida Product Approval (an FL number you can look up at floridabuilding.org); a Miami-Dade NOA is not required.8,21,23,24,25
Roof age and insurance. An insurer can’t refuse a policy just because the roof is under 15 years old. If it is 15 or older, you can get an inspection first; at least 5 years of remaining life means age alone isn’t grounds to refuse.26
Sources
Facts on this page come from these public sources. Last checked September 2026.
- 1.Building Permits (Planning and Development) — Brevard County Government
- 2.Figure 1609.3(1) Ultimate Design Wind Speeds, Risk Category II Buildings: Brevard County (FBC 2023 county map, preliminary county PDF dated 03/22/2023) — University of Florida GeoPlan Center for the Florida Building Commission
- 3.Wind Loads: Impacts from ASCE 7-22 (8th Edition 2023 FBC fact sheet) — Florida Building Commission
- 4.Building Code Wind Speed Maps — Brevard County Government
- 5.American Community Survey 2020–2024 5-year estimates (tables B25035, B25034, B25024, B25003) — U.S. Census Bureau, via Census Reporter
- 6.Palm Bay, Florida — Wikipedia
- 7.Brevard County, Florida — Wikipedia
- 8.2023 Florida Building Code, Building, 8th ed., Chapter 2 Definitions (High Velocity Hurricane Zone; Wind-Borne Debris Region) — UpCodes (text of the Florida Building Code)
- 9.2023 Florida Building Code, Building, 8th ed., Chapter 16 Structural Design (Sections 1609.3, 1620, 1626) — UpCodes (text of the Florida Building Code)
- 10.Uniform Mitigation Verification Inspection Form OIR-B1-1802 (Rev. 04/26) — Florida Office of Insurance Regulation
- 11.Building (Permits/Inspections) — City of Palm Bay
- 12.City of Melbourne (Building Section; EnerGov Plans & Permits) — City of Melbourne
- 13.Permits, Forms & Policies — City of Titusville
- 14.Tropical Cyclone Report: Hurricane Frances — NOAA National Hurricane Center
- 15.Tropical Cyclone Report: Hurricane Jeanne — NOAA National Hurricane Center
- 16.Tropical Cyclone Report: Hurricane Irma — NOAA National Hurricane Center
- 17.Tropical Cyclone Report: Hurricane Milton — NOAA National Hurricane Center
- 18.Florida Building Code Effective Dates — Florida Building Commission (floridabuilding.org)
- 19.2023 Florida Building Code, Existing Building, 8th ed., Chapter 7 (Section 706 Existing Roofing) — UpCodes (text of the Florida Building Code)
- 20.Florida Statutes 553.844, Windstorm loss mitigation; requirements for roofs and opening protection (2026) — Florida Legislature
- 21.2023 Florida Building Code, Building, 8th ed., Chapter 15 Roof Assemblies and Rooftop Structures (Sections 1511-1525) — UpCodes (text of the Florida Building Code)
- 22.SB 4-D (2022 Special Session D): Building Safety, Chapter 2022-269 — The Florida Senate
- 23.Florida Statutes 553.842, Product evaluation and approval (2026) — Florida Legislature
- 24.Rule Chapter 61G20-3, Product Approval — Florida Administrative Code (flrules.org)
- 25.Product Approval: Product or Application Search — Florida Building Commission (floridabuilding.org)
- 26.Florida Statutes 627.7011 (2026): Homeowners' policies; offer of replacement cost coverage and law and ordinance coverage — The Florida Legislature
